 Dear Friends, Clients and Colleagues, In this season of giving and in lieu of sending out holiday gifts, we continued our wreath donations and support of Wreaths Across America. We are honored to participate in this national wreath-laying ceremony, celebrating the memory and sacrifice that our veterans made. On December 15, 2018, Wreaths Across America hosted wreath-laying ceremonies at more than 1,600 locations across the country, at sea, and abroad. There is no better time to express our appreciation than during the hustle and bustle of the holiday season to show our veterans and their families that we will never forget. We laid our wreaths at Greenwood Cemetery in Brielle where 1501 veterans are buried.  Each year, I am deeply moved by the manner in which the wreaths are placed. As each veteran’s grave is honored, his or her name is spoken aloud because “A person dies twice: once when they take their final breath, and later, the last time their name is spoken”. This wonderful organization REMEMBERS our fallen U.S. veterans, HONORS those who serve and TEACHES your children the value of freedom. Visit WreathsAcrossAmerica.org to read more about this nationwide event or donate to their wreath-laying efforts. Wishing you and your families a joyous holiday season and a New Year blessed with good health and opportunities for success.
Warm wishes from Lisa, Kathy, Scott, Dina, and Andrew.
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Lisa Corcoran — A 2018 Top 100 ProAdvisor
 Insightful Accountant is excited to announce our "Top 100 ProAdvisors for 2018." Our Categorical Winners and "ProAdvisor of the Year" will be announced on the Main Stage Events of the Scaling New Heights conference being held in Atlanta June 17-20, 2018.These people have worked hard to earn this recognition, please join us in congratulating each of them the next time you see them. There are a number of changes in this list, many due to people 'leap-frogging' over prior Top 100 members, by making certain to get certified in any and everything they can, taking extra continuing education and training even though they had 'enough' hours, contributing to the community via social media, and hustling for votes from their colleagues. Following their example, you could potentially 'leap-frog' over someone on this list next year, and remember there will always be one extra spot because this year's ProAdvisor of the Year gains Emeritus status, thus opening at least that one free spot in our 2019 Top 100 ProAdvisors. A special thanks to our sponsors: Canon ImageFormula Scanners, Landy Insurance, Neat, Avalara, AbacusNext, Scaling New Heights, and Intuit QuickBooks & ProAdvisor Program. Without their sponsorship these awards would not be possible. by William Murphy Senior Editor Our 2018 Top 100 ProAdvisors are:
AFS Supports Local Families in Need and Honors Our TroopsDear Friends, Clients and Colleagues, In lieu of sending holiday gifts, and in the spirit that defines this season of giving, we again supported organizations in your honor to help our communities.
 We also supported The Backpack Crew whose mission is to provide children with food on the weekends when they do not have their school lunch to rely on. This completely private program sends home a backpack of nutritious food customized for each family in need using the same backpack every week. The empty backpack is returned to the school nurse to be sent home again the following Friday. This awesome group is affiliated with The United Methodist Church of Red Bank. To think that families in our communities do not have food to nourish them on the weekends is heartbreaking. For more information or to support The Backpack Crew, visit www.backpackcrew.com.
We wish you a Merry Christmas, Happy Hanukkah, and peace and good health in the New Year, and we thank you for the pleasure of doing business with you. Lisa, Kathy, Scott, Dina, and Andrew  Alternative Financial Services contributed to local organizations in support of those in need through inspirational outreach programs. With a donation of toys to a local church, AFS helped spread Christmas cheer to local needy families and their children. And, with the purchase a dozen wreaths, they supported Wreaths Across America whose mission it is to REMEMBER our fallen U.S. veterans, HONOR those who serve, and TEACH our children the value of freedom. “This wonderful organization was especially helpful during this difficult and divisive year,” says AFS founder Lisa Corcoran. “It’s so important to honor those men and women who made the ultimate sacrifice in the name of preserving our freedom.” On December 17, 2016, AFS and 40 others gathered at Greenwood Cemetery in Brielle, NJ. Final resting place of 1501 veterans, it was just one of 1100 cemeteries nationwide that participated in the laying of Remembrance wreaths. After a brief welcoming ceremony, commemorative wreaths were placed for each branch of the military, POWs, and MIAs, then at veteran’s headstones. “I was particularly moved by the manner in which the wreaths are laid,” notes Corcoran. “Volunteers carefully searched for the gravesites of veterans, respectfully clearing headstones of snow and slush from the previous night’s storm, then spoke the veteran’s names aloud as a wreath was laid to honor them and keep their memory alive.” Wreaths Across America teaches that “A person dies twice: once when they take their final breath, and later, the last time their name is spoken.” This ceremony is not intended to decorate the veteran’s graves, nor to remember their deaths, but rather to commemorate the lives they lived. For more information on honoring fallen veterans through the national wreath-laying program, visit WreathsAcrossAmerica.org.
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